![]() I'm proud of this because the positive impact it had on the consumers who chose to work with mortgage brokers pro this HMDA data on average, consumers saved 94 hours by working with a mortgage broker and number goes up to $10,004 hours for minorities. I also quickly want to provide some highlights of the 2022 HMDA data that was released in first quarter This is the government data that trumps some of the self reported industry data for the full 2022 year we were the number one overall mortgage lender in America when looking at purchases and refinances or single-family homes, which is the definition of Residential Lending. We have controlled our business and are very happy with both our margin and volume in Q1. Our gain margin was 92 basis points also at the higher end of the guidance and up from 51 basis points in the fourth quarter. We've been very proud of these metrics, particularly in this rate environment and with the gentle declines for most in the industry. More importantly, the $19.2 billion of purchase buying which was a first quarter production purchase record for us. We delivered $22.3 billion of overall production, which is the high end of our guidance. I've never been more confident with our modeling strategy that I am today. UWM is hiring, innovating and preparing for further growth in ‘24, ‘25 and beyond. This is what makes UWM in the brokerage shell different because we can work together as a team. All those loan officers, broker owners even real estate agents flew out to Pontiac, Michigan on their own dime to get better share ideas for success and try to win together as a team. UWM LIVE is and amazing event that allows you to see and feel the growth momentum of the broker channel in one room. Also think a lot of analysts and investors, we’re able to come out and make it, I enjoy spending time with you and fielding to great questions over the couple of days we had together. I first want to start the call by thanking the 6000 plus broker partners who were able to join us for UWM LIVE last week which was an amazing event. I will now turn the call over to Mat Ishbia, Chairman and CEO of UWM Holding Corporation and United Wholesale Mortgage. Please refer to the earnings release that we issued this morning. For more information about factors that may cause actual results to differ materially from forward looking statements. Before we start, I would like to remind everyone that this conference call includes forward looking statements. Thank you for joining us and welcome to the first quarter of 2023 UWM Holdings Corporation's earnings call. ![]() This is Blake Kolo, Chief Business Officer and Head of Investor Relations. Blake Kolo, you may now begin your conference.īlake Kolo: Good morning. After the speakers' remarks, there will be a question-and-answer session. All lines have been placed on mute to prevent any background noise. At this time, I would like to welcome everyone to the UWM holdings Corporation First Quarter 2023 Earnings Conference Call. My name is Sarah and I will be your conference operator today. ![]() Reported EPS is $-0.07 EPS, expectations were $0.03. UWM Holdings Corporation misses on earnings expectations. □ HOW TO DOWNLOAD: Once your order is complete, you can access to your Etsy account -> Purchases and review -> and clicking Download Button.UWM Holdings Corporation (NYSE: UWMC) Q1 2023 Earnings Call Transcript May 10, 2023 **If you purchase the wrong file type or purchase a file type that you do not know how to use, we will not refund your purchase.** You need to have a working knowledge of your favorite image editing software prior to purchasing our products.** **We are always happy to answer questions but cannot provide comprehensive technical support. **DISCLAIMER** Due to the digital nature of my products, we DO NOT OFFER REFUNDS once downloaded. A download link will be available to you instantly after your purchase. NOTE: Please note that this is an instant digital download, NOT a paper product. ALL of our files have been tested in two different programs. Please make sure the program/software you are using accepts SVG, DXF, EPS, PDF or PNG files. PNG File is a photo file with a transparent background ![]() SVG File can be used with: Cricut Design Space, and Silhouette Designer Edition, Make the Cut (MTC), Sure Cuts A Lot (SCAL), and Brother Scan and Cut “Canvas” software.ĭXF File can be used with: Silhouette Basic Edition.ĮPS File can be used with: CorelDraw, Inkscape, and Adobe Illustrator The files are archived in ZIP folder so you will need an unzip program in order to use the files. Perfect for cutting with your Silhouette, Cricut, or another cutting machine. This Image is a digital file and layered, high quality. Lucky The King Of Poker svg is a printable and cut design for Cricut and Silhouette Click my shop for more awesome having more options !!
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